Soil Fertility, Nutrient Deficiency and Soil Testing

What is the use of biochar in farming? 1. Biochar can be used as a part of the growing medium in vertical farming. 2. When biochar is a part of the growing medium, it promotes the growth of nitrogen-fixing microorganisms. 3. When biochar is a part of the growing medium, it enables the growing medium to retain water for longer time. Which of the statements given above is/are correct?

Consider the following statements: The nation-wide ‘Soil Health Card Scheme’ aims at 1. expanding the cultivable area under irrigation. 2. enabling the banks to assess the quantum of loans to be granted to farmers on the basis of soil quality. 3. checking the overuse of fertilizers in farmlands. Which of the above statements is/are correct?